For more than forty years, local families have partnered with Amarillo Habitat for Humanity to build and buy affordable places to call home. Homeownership is the cornerstone of our organization and we do that by working with families across Amarillo to provide an alterative means to traditional homeownership. We are able to do this through:

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• Education – Families in our program are required to attend 30 hours of financial stability courses, which include Dave Ramsey's Financial Peace University curriculum, community partners, and pre-and post-home buying counseling. 

• Buy-in – Families working toward a home must earn 500 sweat equity hours as well as put down a $1,500 down payment toward their first year of taxes and insurance.

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• Affordability – We provide 25-to-30-year, zero-interest mortgage loans to our Habitat families and use volunteer-driven construction to save on costs.

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An affordable mortgage can mean so much—predictable housing costs, a permanent place to call home, and the opportunity for generational wealth building and economic mobility which adds more stakeholders in our Amarillo community to the benefit of all. 

Since 1981, we’ve been bringing people together to build homes, community and hope. Your support helps make affordable homeownership possible for all Amarillo families.